The National Council on Aging (NCOA) is an organization whose goal is to improve the lives of seniors through education, intervention, and resources. The NCOA is also an excellent resource for statistics regarding the health of older Americans. NCOA’s website . Disease A chronic disease is one that is long lasting or reoccurs in the same patient; examples include heart disease, stroke, diabetes, and cancer. Approximately 80% of seniors have at least one chronic disease, and 50% are dealing with at least two. The National Governors Association states that 75% of the national money spent on health care is used…
The New York Times article states that an increasing number of seniors who need assistance are being cared for by other seniors. It's not unusual for someone in her 80s to be cared for by a paid caregiver in her 60s or 70s. The article reports that in 2008, 28 percent of home care aides were over age 55. Older workers fill the paid caregiver role for a number of reasons. Some need the income. For some, the part-time nature of the work fits their schedule and energy level. Also, if they are receiving Social Security benefits and are under…
Senior Life Care Planning helps seniors plan for their future and for what happens after they pass away. While it’s not a subject that people enjoy talking about, it’s a necessity for seniors. We help elderly people with all aspects of their current life and assets. One of the biggest areas we can help seniors with is Medicaid planning. Because Medicaid laws are constantly changing, it’s important to start the planning process as early as possible. We help seniors qualify for Medicaid and the benefits that come along with it. Estate planning is another area in which we can help…
Clearly, all seniors have a common goal, the need for asset protection: keeping their assets for themselves and their families; not exposing their assets to the nursing homes, and others seeking to deprive seniors of their hard-earned assets.
The IRS has issued a statement clarifying an otherwise confusing situation for retirees hoping to make charitable donations directly from an Individual Retirement Account (IRA). The confusion began when Congress extended the timeframe to make a 2010 charitable donation from your IRA. The deadline should have been December 31, 2010 –but recognizing that their own delays had caused problems, Congress extended the deadline to January 31 of this year. The IRA charitable donation is a popular rule, which had expired at the beginning of 2010, allowing taxpayers age 70-1/2 or older to donate up to $100,000 a year of IRA…
Senior have concerns about living in their own homes as they age. However, moving to a new home or an assisted living facility is difficult at any age. Consequently, planning ahead is difficult as you do not know when your needs may change. Senior Life Care Planning’s professional staff considers the type of assistance that you may need, either at home, assisted living facility, or nursing home. We provide you the resources available to you. In home care can provide you with almost any sort of assistance you may need in your home, bathing, getting dressed, household chores, shopping, laundry,…
Elderly adults can improve their vision with perceptual training, "Perceptual learning, aging, and improved visual performance in early stages of visual processing," appears in the Journal of Vision. It was funded by a $3.5 million grant from the National Institute on Aging. "We found that with just two days of training, in one-hour sessions, with difficult stimuli resulted in older subjects seeing as well as younger college-age subjects," G. John Andersen said. "The improvement was maintained for up to three months and the results were dependent on the location in the visual field where the stimuli were located – suggesting…
Joining a pooled trust may be an option for some people in certain states to receive home care
through Medicaid, without having to impoverish themselves in order to qualify.