A disaster may vary by size and intensity, tornado, hurricane, or earthquake. However, the direct effect to a senior (due to evacuations, loss of care and home) is detrimental on their quality of life. Evacuations effect and disrupt their daily activities. Assisted living, long-term care facilities and caregivers have clients who may be immobile, require medical equipment, medications and nursing care. There is jtress does not magnify the issues already being dealt with by both patient and caregiver. The Joint Commission on Accreditation of Healthcare Organizations identified evacuations and multiple transfers as a major problem for seniors i.e. wildfires in…
With growing numbers of baby boomers entering retirement age and thousands of US, there is a mounting need for long-term planning for heath and continuing care benefits. Our clients depend on us to help them ease their tax burdens, preserve their assets and safeguard their futures. The cost of long-term care can consume a person’s assets if an effective estate and asset plan is not in place. Keeping up with critical developments in elder law and providing real solutions to the unique problems seniors face can be difficult. Through continuing education and experience, our Attorneys and staff offer an effective…
Adult daycare centers and in-home senior care are both excellent choices that permit elderly and disabled adults to live at home rather than move into a nursing home or assisted living facility. In order to make the best choice for your family, it’s helpful to learn what each offers before deciding which best suits your situation. Either choice allows family caregivers to: • Keep a full or part-time job; • Have help with the physical needs involved with care; • Obtain respite from what can be a 24-hour responsibility; • Reclaim your relationship as spouse, son or daughter rather than…
The number of seniors having dementia is increasing dramatically. However, a majority remain un-diagnosed. Therefore, non-recognition leads to untreated dementia, causing functional failing, difficulties with health and wellbeing issues, and protection dangers. Furthermore, undetected dementia results in lack of assistance for seniors and the care providers. Additionally, overwhelmed family care providers, generally the spouse, are struggling with decreased abilities of their own. Usually, they are not prepared to act. Furthermore, the principal household caregivers often build up their psychological distress conditions. Consequently, un-met care requirements have a deep impact around the older person, family members and also the caregiver. Typically,…
Baby boomers are seeking out communities with culture, activities and events and turning to college towns, urban environments and smaller towns with vibrant downtowns in lieu of continuing care retirement communities (“CCRC”) The research to date indicates that boomers desire to stay involved and participate in life during their retirement years. Consequently, CCRC’s should change their approach and what programs they offer to Boomers rather than the Depression Era and the GI generation. The boomer generation wants to live among other generations they don't necessarily want to be segregated. However, this country is not prepared to manage the existing generation…
Did you know Medicare’s annual election period is just around the corner, October 15 through December 7, to be precise? Now is the time to evaluate your options. Should you stick with your current plan, or is it time to make a change? Would you be better off using Medicare classic or is a Medicare Advantage Plan the e-ticket? This is not planning that you should take lightly, especially when it comes to Medicare Advantage plans. According to a recent article on MarketWatch many seniors simply end up paying too much. Why? Because they either didn’t take the time to…
The greatest fears of seniors are one, running out of money, and two, ending up in a nursing home. Consequently, they lose their personal independence. Also, the loss of their hard earned savings. The average cost of nursing home care in Maryland is approximately $100,000 to $150,000 per year, dependent on your location, within the state. Unfortunately, most seniors pay for nursing home care utilizing their savings until it’s depleted. Subsequently, they qualify for Medicaid. Therefore, Medicaid will pay the cost of the nursing home, less all the senior’s income. With asset planning, whether in advance or in response to…
The idea of Assisted Living is tremendously appealing – an older individual receiving necessary care and services in a home-like environment, while retaining choice and autonomy. Most Assisted Living facilities are licensed to care for residents only up to a particular need of care. A generic multi-level system might designate three levels: low, moderate and high. When a resident has low care needs, the resident may reside at any type of Assisted Living facility. When the resident's care needs reach the moderate level, the resident is allowed to reside only at a facility licensed for moderate or high care needs. …
Click for a few of the stories uncovered during The Miami Herald’s yearlong investigation into Florida’s assisted living facilities. Thousands of documents revealed a nearly hidden world of questionable deaths, abuse, and cases of neglect towards the elderly and mentally ill. Their project, “Neglected To Death,” chronicled years of caregiver malpractice, unsuitable living conditions, and exposed Florida’s state regulators’ failure to monitor and enforce the laws protecting some of society’s most vulnerable residents. The Miami Herald and WLRN uncovered 70 questionable deaths within the last decade alone. While Florida supposedly holds some of the strictest elder-abuse laws in the nation,…
Seniors are the second age group most likely to commit suicide in the United States, with senior white men topping the demographic list. Generally, a suicidal crisis involves three characteristics: People believe that the emotional or physical pain they are experiencing is intolerable, inescapable and interminable. Therefore, people with a wish to commit suicide, need to be counseled in feeling more in control, able to change their circumstances and able to understand that the situation will not last forever. Socially isolated individuals are considerably more vulnerable than integrated or people with partners. Consequently, family and friends should observe for signs…
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