As we age, our needs and demands change. Senior Life Care Planning’s goal is to educate and assist you in achieving quality of life and peace of mind. Before the care journey becomes overwhelming, it's important to have trusted professionals guiding you on your path. Our philosophy is to provide a dedicated service and attention to our clients to make the aging process empowering and rewarding. We are often asked: How can I protect my assets to take care of my spouse, or to leave them to my children? Do I have to spend all of my money on the nursing…
“Be a squeaky wheel." That's our advice to our nursing home residents and their family members, states David Wingate of Senior Life Care Planning (“SLCP”). Your loved one is entitled to quality nursing home care. Therefore, you need to know your nursing home rights, and utilize these rights, to demand and compel, nursing homes to provide the care, your loved ones, require. Generally, residents cannot be discharged, from a nursing home, because of behavioral issues. "These evictions are usually improper; because such residents belong in a nursing home" states Terri Mason, a case manager at SLCP. You need someone, a…
Receive a FREE copy of Senior Life Care Planning’s Alzheimer’s Caregiving Strategies. These strategies include, how to cope with caregiving, financial and legal concerns.
The Social Security Administration recently put the kibosh on a technique some retirees were using to boost their monthly benefits. But even though that loophole is essentially closed, experts say there are still plenty of ways households can legally maximize the amount of income they receive from Social Security. — MarketWatchThe risky strategy of the Social Security “do-over,” is no longer available, under new rules issued by the Social Security Administration in December. Few people took advantage of this loop hole, but here is basically how it worked: You claim benefits at an early age, and then years later repay…
The Office of the Inspector General also maintains a hotline, which offers a confidential means for reporting vital information. The Hotline can be contacted by phone: 1-800-447-8477; or by email: HHSTips@oig.hhs.gov.
If you have had to push-back your retirement plans and continue working, you are in good company. As many as 60 percent of eligible workers say they are postponing retirement. According to a recent article in SmartMoney, that may actually be a good thing. Take this additional time to finalize your retirement planning, and maybe even put your plans through a “test-drive.” “The idea might sound strange. There doesn’t seem to be much need to “practice” retiring. (After all, what’s so hard about not working?) In truth, though, retirement will probably be a sizable shock to your wallet and lifestyle…
According to a recent article in The Wall Street Journal (The Latest Long-Term Care Snafu), however, some families are encountering claims-denials that can prevent or delay the collection of benefits. If you have purchased a long-term care insurance policy, there are steps you can take to help avoid this problem. Most importantly, be sure to re-read your policy’s fine print before hiring a caregiver or entering a facility. We have found, it may make sense for you to hire, Senior Life Care Planning, to help in preparing and advocating for your claims. Be particularly vigilant if the policy was purchased…
As your parent’s age, they may reach a stage when they may no longer care for themselves. Therefore, you, with some difficulty, will have to make decisions about their future living situation. Whether, to bring in home care, assisted living facility or a nursing home. Many seniors are frightened and afraid with the thought of leaving their home. Consequently, your parents may become depressed and withdrawn, which leads to a deteriorating health condition. When making your decision, your parents may not need to go straight to a nursing home. However, this is your parent’s biggest fear. Nursing homes are great…
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