This is why seniors who have questions about Medicare and the new health law should contact their State Health Insurance Assistance Program (SHIP), usually located with the Department/Commission of Aging, for independent advice, and not slanted from the politician’s thirty second sound bite.
We are here to help you, if your family is too remote or to busy to help you. We provide a case-by-case understanding of what options and resources are available, and how to connect you with the services you need.
Long-term care insurance (LTCI), also known as nursing home insurance, is the only form of insurance that will pay for long-term nursing home care. If you are single, the odds are 50 percent that you will need long-term nursing home care at some point in your life. If you are age 65 and married, the odds are 75 percent that you or your spouse will need long-term nursing home care. The average nursing home stay is 2.5 years, at an estimated national average of more than $75,000 a year. And yet, most people do not have long-term care insurance. One…
We are changing the face of elder care, by delivering high quality, independent professional advice and advocacy services on home care, assisted living and nursing homes, asset protection, and finding governmental programs to pay for care.
These financial scammers state that “we’ll get you eligible for VA benefits, thus you’ll have more income, to pay for the assisted living facility or the home care nurse, and all you have to do is purchase this annuity.”
We, at Senior Life Care Planning, provide our clients, families, and caregivers, with a support system, expertise and resources they need to better navigate the many health care, legal, and financial complexities associated with aging.
Home care services can be paid privately, i.e. your own funds or funds from a family member; or thru your long term care insurance policy, if you meet their standards for help; or through a variety of public sources, Medicare, Medicaid, and the Veterans’ Administration.
In Brief (Full Report PDF) More Older People with Disabilities Living in the Community: Trends from the National Long-Term Care Survey, 1984–2004 Trends in Family Caregiving and Paid Home Care for Older People with Disabilities in the Community: Data from the National Long-Term Care Survey Over the 20 years covered by the National Long-Term Care Survey (NLTCS), disability rates among older Americans have declined substantially. If 1984 agespecific rates had remained unchanged, 1.3 million more persons age 65 or older would have experienced a disability in 2004. If rates of institutional use among older persons with disabilities had remained constant,…
This is an update to the existing data on Medicaid financial eligibility standards for nursing home and home and community-based waiver services for older persons and adults with disability.
We provide our clients, families, and caregivers, with a support system, expertise and resources they need to better navigate the many health care, legal, and financial complexities associated with aging.
Frederick, MD 
301-663-9230