However, momentum toward Assisted Living, should not lead one to assume that Assisted Living is always the right choice, or that any and all health care conditions can be accommodated within Assisted Living.
You live in a different city or state than mom. You try your best to see her, take the long trips, as much as you can. You call every day. However, no matter what you do, you feel the guilt, for not being there for her.
Basically, the only good advice, is “Consult with an estate-planning attorney or other asset-protection professional who is steeped in knowledge of VA pensions and assisted-living benefits.”
The state cannot force you to sell your residence, but they will put a lien on the property, and when you die, the Government will go after your estate.
As the Internet grows, at an ever expanding pace, seniors and their loved ones, are usually, more confused because more information is available, whether that information is right or wrong.
Although official VA regulations state that “a veteran’s or widow’s home is exempt, “some Regional Center VA Adjudicators are mistakenly taking the position that the home is no longer exempt
When an adult child comes to my office, a frequent question “Is their anything I can do to save my mother’s assets?” The child states “I’ve been told that I have to spend all of my mother’s assets on the nursing home.” Additionally, “I cannot do anything, as my mother did not do any medicaid asset planning. Because of the five year look back period, we can’t do anything.” Unfortunately, we see these same MYTHs all the time. Mother does NOT have to spend everything to pay the nursing home. Luckily, I state that “Even if your loved one is…
Transfers/gifts, to children or other family members, of the business, could, years later, result in extended periods without any long-term care coverage of any kind.
Frederick, MD 
301-663-9230