If you are a caregiver of your spouse or aging parent you need to plan for legal, financial and health care issues. It’s important that a life care plan is put in place before the crisis occurs.

All too often, we hear at Senior Life Care Planning,that people have heard horror stories about Medical Assistance from well-meaning friends or family members. However, these stories are often filled with inaccuracies and half-truths that cause people into spending all their money on the nursing home before applying for Medical Assistance.

Also, what worked for a friend will work for them. Consequently, they give their home and/or assets to a child in hopes that impoverishing themselves will qualify them for Medical Assistance benefits. Unfortunately, these transfers cause a penalty period, from several months to years, before they recieve Medical Assistance. However, all the money is gone.

Therefore, it's important to have a life care plan in place as soon as possible. With life care planning, an individual or married couple can preserve their house and their assets to live comfortably for the remainder of their lives.

It’s true that a family can wait longer to plan. However, it's better to establish a life care plan now, rather than in a crisis. realistically, the earlier a life care plan is in place, the more assets can be protected.

So, when is the right time to start planning? You should pick up the phone right now and call Senior Life Care Planning at 301 663 9230 or email our office. If you are a caregiver of your spouse or aging parent you need to plan for legal, financial and health care issues. It’s important that a life care plan is put in place before the crisis occurs.

Call Senior Life Care Planning at 301 663 9230 or email our office if you think that nursing home care will be needed by a loved one. This may be due to a diagnosis of Dementia, Alzheimer’s, Parkinson’s, or ALS. It may also be that your loved one is being discharged from the hospital and told he or she will be unable to care for themselves at home. We at Senior Life Care Planning are here to help in these situations. YOU ARE NOT ALONE.