How to Qualify for Medicare

There are two main parts to Medicare, each with its own eligibility requirements. Medicare Part A which offers hospital and other institutional coverage, is available for anyone who is over age 65 or who is permanently disabled and who is eligible for Social Security or Railroad Retirement disability benefits. 

You are eligible for Medicare Part A if you:

• are a United States resident who has reached age 65 and are either a U.S. citizen or a legally admitted alien who has resided in the U.S. continuously for at least five years;
• are a disabled person of any age who has been entitled to Social Security, widows, or Railroad Retirement disability benefits for 24 months; or
• have end-stage renal disease that requires dialysis treatment or a kidney transplant.

Medicare Part B, which covers doctor visits and other outpatient care, is available for anyone over age 65 regardless of Social Security eligibility.

Everyone enrolled in either Medicare Parts A or B, or both, has access to prescription drug coverage through Medicare Part D.

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David Wingate is an estate planning and elder law attorney at Estate and Elder Planning by David Wingate. The Estate and Elder Planning office services clients with powers of attorneys, living wills, Wills, Trusts, Medicaid and asset protection. The Elder Law office has locations in Frederick, Washington and Montgomery Counties, Maryland.

Notice: this Blog is published as a free service of the Estate and Elder Planning by David Wingate. The information is for general informational purposes only and does not constitute legal advice. For specific questions, please consult with one of our experienced attorneys. We encourage you to share this newsletter with anyone you think may be interested.