Archive for the ‘VA Benefits’ Category

If you are struggling, overwhelmed, and lost as a long distance or local parent caregiver, we at Senior Life Care Planning, are your “eyes and ears”.

Youu still have control but not the anxiety or worries as to what is really happening with your parents.

Is a Veteran’s condo exempt?

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Are Veterans Long Term Care Insurance Premiums of Well Spouse deductible as out of pocket expenses?

This appears to be a gray area within the VA.  Although the law allows medical insurance premiums as unreimbursed medical expenses (UME), some adjudicators will deny LTC premiums.  I would certainly submit them and if they are denied, send a notice of disagreement (if they are important to the outcome of the claim).  I believe a good argument could be made that they are indeed “medical” insurance premiums, especially in light of the fact that assisted living is now considered to be equivalent to nursing home care for the purpose of pension plus A & A and LTC can be…

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Most Veterans are unaware that the Veterans Administration has benefits that pay for in home care providers and Assisted Living Facilities.

At Senior Life Care Planning we utilize these VA programs to help Veterans achieve financial peace and mind and to ensure their quality of life. “We are outreaching to Veterans so they know these VA benefits are available to them” states David Wingate, a VA Accredited Attorney. The following information is obtained from the Veterans Administration website which describes the features of the VA benefits, (a) Aid and Attendance benefits and (b) Housebound benefits. Eligibility of a Veteran for the Aid and Attendance benefit depends if the veteran requires the aid of another person in order to perform personal functions…

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What happens when a home owning veteran sells their home?

When a veteran sells their primary residence (after filing for VA benefits) it becomes a conversion of assets and can potentially disqualify the veteran as of the date of closing. To increase your monthly income, please contact us about a FREE VA benefits HANDBOOK, written by David Wingate, an accredited VA Attorney, of Senior Life Care Planning, LLC, go to info@seniorlcp.com or if you require additional information about VA Benefits, visit our Maryland Veterans Benefits website. Please review our Blog on Elder Issues and Veteran's Benefits. Additionally, if you are not receiving our Newsletter, please subscribe to our free NEWSLETTER…

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How can a home owning veteran afford an assisted living facility?

First, only paid unreimbursed medical expenses can be claimed. Consequently, if the veteran is not already in an assisted living facility, it does not count. Therefore, the veteran needs to move into the assisted living facility. Otherwise, the veteran needs a paid caregiver until they can obtain the VA benefits and then move into the Assisted Living Facility.  Therefore, once the award comes in, utilize the VA benefits to move the veteran into the assisted living facility.  If you utilize a family caregiver, there must be a money exchange and it cannot exceed what the claimant can actually pay, either…

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How does a veteran withdraw an informal request, if over resources?

The veteran can withdraw the informal request (without giving reasons) on a statement in support of claim form (21-4138).  The veteran must reference the informal request date, the date sent and state that they will apply again, OR The veteran does not request a withdrawal ahead of time, but instead  (in the remarks section of the 21-526 or 21-534) request that any previous requested award date be withdrawn due to ineligibility at that time and that the first day of the next month after receiving this form (526 or 534) be given as the formal entitlement date.   To increase…

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Can widow of retired USAF receive money from the VA, if she was not married at time of service?

Being married during service is not relevant.  However, widow must be married to veteran for at least one year or have had a child by him if married less than one; living with him throughout the marriage and at the time of death to qualify for either pension or DIC. To increase your monthly income, please contact us about a FREE VA benefits HANDBOOK, written by David Wingate, an accredited VA Attorney, of Senior Life Care Planning, LLC, go to info@seniorlcp.com or if you require additional information about VA Benefits, visit our Maryland Veterans Benefits website. Please review our Blog…

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Does a veteran have to be aged 65 or older to receive A&A?

A veteran must be either 65 or older OR 100% disabled.  A widow may be any age and totally independent to file for base pension.  To increase your monthly income, please contact us about a FREE VA benefits HANDBOOK, written by David Wingate, an accredited VA Attorney, of Senior Life Care Planning, LLC, go to info@seniorlcp.com or if you require additional information about VA Benefits, visit our Maryland Veterans Benefits website. Please review our Blog on Elder Issues and Veteran's Benefits. Additionally, if you are not receiving our Newsletter, please subscribe to our free NEWSLETTER to stay on top of…

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Veteran’s daughter is providing services to Veteran: talking to physicians, employees at the assisted living facility, paying all bills etc can she be paid?

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