It is my deep and sincere hope that you and your family are safe and doing well. As we all weather this unprecedented crisis caused by the Coronavirus pandemic, please know that I am here to help and assist you with your legal needs, be it Powers of Attorneys, Living Wills, Wills, Trusts and Nursing Home Asset Protection. The Law Office is still open as we are deemed an “ESSENTIAL BUSINESS.” We are doing our part to help minimize the spread of the virus by utilizing email, phone, and Zoom. I am here for you. Please stay healthy…
Fact: LTC protection is not the same as health insurance, which is designed simply to cover the costs to cure individuals and return them to good health. Health insurance is intended to help pay for medical care only, not LTC services, which can include bathing, eating, getting dressed and moving around. LTC services generally are required by those who are dealing with chronic illnesses, accidents or advanced aging and are progressive, with the level of needed care growing over time. For a complete list of upcoming seminars, visit our website at www.davidwingate.com. Peace of mind is only a call…
Fact: Anyone who’s had this thought should stop to consider two crucial questions: How will I save up the money? And (more importantly) why? LTC services can be very expensive. The growing costs for care present a huge financial risk to older adults’ retirement dollars. Those who plan to take on the burden of LTC expenses for themselves and/or a spouse or other loved one could wipe out their lifetime savings much faster than they expect. Consider the facts: The average cost of a nursing home in this area is over $12,000 per month (i.e. $144,000 per year). Of all…
Fact: Government programs are difficult to qualify for and have very specific requirements for LTC services. A number of public programs – including Medicare, Medicaid and veteran’s services – may help pay for some LTC services in certain circumstances. Yet each program has specific rules that define which services are covered, when benefits are paid, who can qualify, and the dollar amounts individuals must pay on their own. When people are able to qualify for Medicaid and the program pays their LTC costs, there’s a catch. Federal law requires states to recover the money Medicaid spent on their behalf from…
Do you know there are legal ways to significantly reduce the $10,000 PLUS a month nursing home costs? Our Law firm is dedicated to helping families who are overwhelmed by all the decisions they have to make about placing their loved one in a nursing home. With our knowledge, we can often significantly reduce those large monthly nursing home bills without lowering the standard of care. If you want to know your individual rights, or this is an urgent matter, please call us for a meeting. Elder Law & Medicaid Attorney in Maryland – Offices in Frederick & Rockville Frederick…
If not, the decisions for your well-being can be made by the State, and not by your loved ones, who have your best interest at heart. Most of us prefer not to think about what may happen or even discuss what may happen to us if we are in an accident or die. But avoiding it, you place yourself and your family in jeopardy. Getting your key estate planning documents in place will give you and your family peace of mind. If you would like an initial consultation with someone who has helped other local Maryland families deal with the…
Are you or someone you care for overwhelmed with the demands of a loved one’s Alzheimer’s care? Whether you are caring for your loved one in the home, scrambling to make arrangements for nursing home care or trying to make sure nothing goes wrong in the nursing home, you know how difficult, time-consuming and isolating caregiving can be. Imagine what life would be like if you had a team helping you get the right care, preserve family resources and make difficult decisions. That’s what life is like when you have the ESTATE AND ELDER PLANNING team behind you We help you respond…
Do you know there are legal ways to significantly reduce the $15,000 a month nursing home costs? Our Law firm is dedicated to helping families who are overwhelmed by all the decisions they have to make about placing their loved one in a nursing home. With our knowledge, we can often significantly reduce those large monthly nursing home bills, without lowering the standard of care. For a copy of our FREE special report, “The 9 Questions You Must Ask If Your Loved One Goes Into A Nursing Home”, written by David Wingate, an elder law attorney, call 301 663 9230…
Alzheimer disease is a heartbreaker. Not only is it awful for the patient, but is devastating for the caregiver. Someone who hasn’t dealt with Alzheimer’s disease, can’t imagine the stress of constant pacing, up at all nights of day and nights, the fidgeting, the safety concerns, and of course the memory loss. Imagine the heartbreak you feel looking into the now empty eyes of your spouse of 40 or 50 years and recalling all the wonderful times you spent together and then sitting down and crying over the horrible truth that your spouse no longer recognizes you. Your marriage vows…
Encourage everyday preventive measures, such as washing hands after touching surfaces. Loved ones with dementia or Alzheimer’s may not remember to wash their hands and may have problems with sequencing and moving through the process. Walk through the process with them, saying each step at a time — turn on the water, use the soap dispenser to squeeze out the soap, lather the back of your hands, get between the fingers, scrub under the nails, and wash for 20 seconds. “Use your hands to model what needs to be done and use a soothing tone,” Reiss says. “Sing a favorite…
Frederick, MD 
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