Hospice is a very valuable service and should be ordered at an earlier stage of illness. Many do not consider hospice for Alzheimer’s, degenerative old age or other debilitating illnesses where a person is going downhill fast. They should. It is unfortunate that many people who died in a hospital emergency room or who received heroic treatments to prolong life in a hospital may have had the alternative of dying at home in familiar surroundings, with family or other loved ones at their side. When someone is in crisis or appears to be going downhill fast but there really is…
As the aging demographic increases, more state and national resources are being shifted to taking care of seniors Medicare, Medicaid, Nursing Homes, Assisted Livings and Home Care agencies. Consequently, as more and more residential and service organizations are formed who do you trust to take of your aging parents? We at Senior Life Care Planning help seniors and their families independent and professional advice on your parent’s needs, requirements, how to pay for care, and their goals. Consequently, we can help you alleviate the fear of your parents and yourselves, with caring and compassionate professionals. It’s really important that you…
The following is an estimate of the costs of the varying types of senior care for your aging parents: Telephone Calls – Telephone home call "care" can cost approximately 40 per month, for safety checks, medication management, etc. Home Care – Depending if you hire an agency, approximate costs $20 per hour, $7,500 for 24/7 care; or a private individual approximately $10 per hour, although you have to pay taxes, insurance on top. Respite Care – Otherwise, known as Hospice, can be paid by Medicare. Visiting Nurses – If treatment prescribed by physician, may be covered by Medicare or Medicaid….
My goal is to dispel the Medicaid Myths: 1. Myth: “Medicare will cover my nursing home bill." The Truth: Medicare only covers a small amount of the nursing home care provided in this country. Many older people are surprised to learn this. Medicare provides 20 days of full coverage if you spent at least three days in the hospital and need skilled care (not intermediate level care). Then, if you still need skilled care, you can get up to 80 days of partial coverage from Medicare, the co-pay will usually be picked up by your supplemental insurance. After that, you…
“Be a squeaky wheel." That's our advice to our nursing home residents and their family members, states David Wingate of Senior Life Care Planning (“SLCP”). Your loved one is entitled to quality nursing home care. Therefore, you need to know your nursing home rights, and utilize these rights, to demand and compel, nursing homes to provide the care, your loved ones, require. Generally, residents cannot be discharged, from a nursing home, because of behavioral issues. "These evictions are usually improper; because such residents belong in a nursing home" states Terri Mason, a case manager at SLCP. You need someone, a…
Receive a FREE copy of Senior Life Care Planning’s Alzheimer’s Caregiving Strategies. These strategies include, how to cope with caregiving, financial and legal concerns.
According to a recent article in The Wall Street Journal (The Latest Long-Term Care Snafu), however, some families are encountering claims-denials that can prevent or delay the collection of benefits. If you have purchased a long-term care insurance policy, there are steps you can take to help avoid this problem. Most importantly, be sure to re-read your policy’s fine print before hiring a caregiver or entering a facility. We have found, it may make sense for you to hire, Senior Life Care Planning, to help in preparing and advocating for your claims. Be particularly vigilant if the policy was purchased…
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