Look no further than the Elder Law Office of David Wingate! Our Long-Term Care Planners can walk you through the Medicaid process step-by-step to protect what you have worked so hard to save! But don’t just take our word for it, listen to what your friends and neighbors are saying, “I went to see David Wingate because my parent was in a nursing home. I was very pleased with what they did to help cover the bills. I really didn’t know what to expect, and if they would be able to do anything. They made things so easy. I’d…
Are you worried about how your family will survive the rising costs of long-term care? The Elder Law Office of David Wingate may help you save thousands! Just listen to what one of your friends and neighbors had to say: “I’m so glad that I found out about David Wingate. A friend of a friend had used them, and they came highly recommended… My mother was going into a nursing home, and I needed to find a way to pay for it. They listened to my concerns and worked out a viable plan, placing her assets in a Trust. Her…
Confused about Medicaid? Don’t know where to turn? Look no further than the Elder Law Office of David Wingate! Our Long-Term Care Planners can walk you through the Medicaid process step-by-step to protect what you have worked so hard to save! But don’t just take our word for it, listen to what your friends and neighbors are saying, “I went to see David Wingate because my parent was in a nursing home. I was very pleased with what they did to help cover the bills. I really didn’t know what to expect, and if they would be able to do…
Nursing home care can cost more than $120,000 per year, which can quickly deplete an individual or couple’s life savings. Medicare does not pay for long-term care, so when this type of care is needed, if you do not have long-term care insurance, you must either pay out-of-pocket or apply for Medicaid. The Medicaid program that pays for nursing home care has specific eligibility requirements for individuals and couples. Generally, people think they have to be impoverished before Medicaid will begin paying for their care. However, in many situations, with careful planning, property and assets can be saved from the…
QUESTION ONE: Will Medicare pay for my skilled nursing or rehabilitation services? In order for Medicare to pay for these services, specific requirements must be met: You are enrolled in Medicare Part A. You have days left in your Medicare Part A benefit period. Your physician recommends skilled nursing or rehabilitation services. You were admitted to a hospital and received care for at least 3 days. You are receiving your skilled nursing or rehabilitation in a facility that accepts Medicare. If you meet the qualifications, Medicare will pay 100% for the first 20 days in a nursing and rehabilitation center….
The Medicaid rules for long-term care are complicated; however, these rules are meant to prevent the spouse who is healthy (known as the community spouse) from becoming impoverished because his or her spouse needs care in a nursing facility or at home. When a spouse requires long-term care, a resource assessment needs to be completed. This assessment determines what portion of a couple’s countable resources can be protected for the healthy spouse who is living at home in the community. Of the amount of countable assets reported, the spouse living in the community can keep one-half of these resources, up…
Medicaid planning can be a complicated process no matter how familiar you are with dealing with medical coverage. The rules surrounding Medicaid eligibility and how to get the most out of your coverage are often hard to navigate. You may not know who to trust to advise you as you or a loved one go through this time of life. An elder law attorney is experienced at guiding clients through the process of Medicaid planning. Navigating Eligibility Guidelines Filing an application is not the only part of qualifying for Medicaid. You are only eligible to receive Medicaid after meeting certain…
Elder law attorneys serve as advocates for elderly or disabled clients and their families, providing counsel on a wide range of topics including health care, guardianship, and estate planning. Though it may seem that elder law attorneys are meant to handle extreme or unusual cases, everyone can benefit from the services of an elder law attorney. Here are four things an elder law attorney can do for you: Estate Planning Making sure your affairs are in order is essential, and having an experienced elder law attorney to guide you through the process makes everything easier. Because there are strict guidelines…
One of the greatest fears of older Americans is that they may end up in a nursing home. This not only means a great loss of personal autonomy, but also a tremendous financial price. Depending on location and level of care, nursing homes cost over $120,000 a year. Most people end up paying for nursing home care out of their savings until they run out. Then they can qualify for Medicaid to pick up the cost. The advantages of paying privately are that you are more likely to gain entrance to a better quality facility and doing so eliminates or…
Do you know that… * Harsh Medicaid laws that may cause some seniors to lose nearly all of their life’s savings if they need nursing home care. * Families may find innocent gifts…even to churches and charities…can cause long periods of Medicaid ineligibility. If you’re like most people, you probably have never even thought that the above facts could be true…but they are! Attorney David Wingate will provide you with the information needed to alert you about the incredible aspects of the harsh Medicaid laws that almost no one knows about. Knowledge taken from experts, doctors, and an…
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