My goal is to dispel the Medicaid Myths: 1. Myth: “Medicare will cover my nursing home bill." The Truth: Medicare only covers a small amount of the nursing home care provided in this country. Many older people are surprised to learn this. Medicare provides 20 days of full coverage if you spent at least three days in the hospital and need skilled care (not intermediate level care). Then, if you still need skilled care, you can get up to 80 days of partial coverage from Medicare, the co-pay will usually be picked up by your supplemental insurance. After that, you…
As we age, our needs and demands change. Senior Life Care Planning’s goal is to educate and assist you in achieving quality of life and peace of mind. Before the care journey becomes overwhelming, it's important to have trusted professionals guiding you on your path. Our philosophy is to provide a dedicated service and attention to our clients to make the aging process empowering and rewarding. We are often asked: How can I protect my assets to take care of my spouse, or to leave them to my children? Do I have to spend all of my money on the nursing…
No. The personal allowance reduction is only for single claimants receiving Medicaid, in the nursing home. The Medicaid Waiver program, i.e. residing at home or at an assisted living facility, are not part of this automatic reduction.
At Senior Life Care Planning we help seniors and their loved ones navigate the maze of legal and financial issues associated with a prognosis of loss of memory or other long-term crippling disease.
Being married during service is not relevant. However, widow must be married to veteran for at least one year or have had a child by him if married less than one; living with him throughout the marriage and at the time of death to qualify for either pension or DIC. To increase your monthly income, please contact us about a FREE VA benefits HANDBOOK, written by David Wingate, an accredited VA Attorney, of Senior Life Care Planning, LLC, go to info@seniorlcp.com or if you require additional information about VA Benefits, visit our Maryland Veterans Benefits website. Please review our Blog…
The AARP has come up with some questions to ask before moving out of a nursing home. Do you want to live independently? You must be motivated enough to overcome frustration and inconvenience. Are you able to live independently? People with limited mobility can often manage. Can you afford to live independently? Government programs offer a variety of financial help. Is in-home care available? Together, a doctor and a transition coordinator can help compile a list of needed services. Is appropriate housing available? Requirements vary with health and mobility, and include access, safety features, security, and kitchen and dining facilities….
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