We see a number of cases, where a financial planner (scammer) sells an annuity to an 80 year old plus veteran with a 20 – year surrender penalty. Consequently, if the veteran has to be placed in a nursing home, the veteran will not qualify for medicaid, causing huge financial repercussions.
“This can be really important not only for older Americans, but also for their kids if they’re trying to deal with mom and dad and how they’re going to pay” for assisted-living and other long-term-care services.
Expenses paid by a veteran or surviving spouse for his/her own education are deductable under the following criteria. However, these cannot be reimbursed by any other source. § 3.272 Exclusions from income. (i) Educational expenses. Amounts equal to expenses paid by a veteran or surviving spouse pursuing a course of education or vocational rehabilitation or training, to include amounts paid for tuition, fees, books, and materials, and in the case of a veteran or surviving spouse in need of regular aid and attendance, unreimbursed amounts paid for unusual transportation expenses in connection with the pursuit of such course. Unusual…
You should have a contract between the family member and the veteran – a personal caregivers agreement, submit this with the VA application. Additionally, the personal caregiver affidavit is required, by many adjudicators. To increase your monthly income, please contact us about a FREE HANDBOOK about VA Benefits, written by David Wingate, an accredited VA Attorney, of Senior Life Care Planning, LLC, go to info@seniorlcp.com or if you require additional information about VA Benefits, visit our Senior LCP's Website. We also have a Blog on Elder Issues and Veteran's Benefits. If you are not receiving our Newsletter, go ahead and subscribe…
The 21-8049 to be one of THE MOST important forms you can submit. It allows the adjudicator to consider non-medical expenses in qualifying someone who otherwise might not qualify due to excessive assets and life expectancy. To increase your monthly income, please contact us about a FREE HANDBOOK about VA Benefits, written by David Wingate, an accredited VA Attorney, of Senior Life Care Planning, LLC, go to info@seniorlcp.com or if you require additional information about VA Benefits, visit our Senior LCP's Website. We also have a Blog on Elder Issues and Veteran's Benefits. If you are not receiving our Newsletter, go…
A veteran wants must complete and submit form 10-10EZ, with a copy of the military discharge papers to the local VA hospital admissions department. Subsequently, they will set an appointment. If the veteran is receiving NSC pension plus A & A or housebound benefits, the veteran receives meds, medical equipment, incontinence supplies, glasses, hearing aids, etc. free without going to the hospital. Again, submit form 10-10EZ, but attach a copy of pension award letter, a copy of discharge papers, and prescriptions from his private doctor. This benefit is not contingent on financial information. Priority to see a physician…
A vet is married, although separated, and do not contribute to each other’s expenses. In the case of ANY separation where the veteran and spouse do not contribute to each financially and do not file a joint tax return, the veteran can file as a single veteran. Complete the marital information, but state filing as a single veteran, as separated since………. and that neither he, nor his estranged spouse, contribute financially to the support of each other, nor do they file a joint tax return. Consequently, her assets, income, and UME is not countable. Also, she forfeits all rights to future…
A widow receives a VA survival disability check and has other limited income. The widow is residing at an ALF. In the case of a surviving spouse's DIC claim, medical expenses are not relevant at all. The additional A & A benefit is a flat $286.00 per month, provided that the doctor states she needs a protective environment and/or assistance on Form 21-2680. To increase your monthly income, please contact us about a FREE HANDBOOK about VA Benefits, written by David Wingate, an accredited VA Attorney, of Senior Life Care Planning, LLC, go to info@seniorlcp.com or if you require…
Nothing paid by anyone other than the claimant (and claimant’s dependents declared on the application) is considered UME on the medical expense report, so these expenses would not be declarable.
Frederick, MD 
301-663-9230