1. Myth: “I can find out all I need to know about Medicaid from the nursing home or the Medicaid agency. The Truth: The Medicaid law is very complex and counter-intuitive. It was written by Congress, after all! The nursing homes and Medicaid agencies do not have lawyers to interpret the law in your favor. 2. Myth: “I have to lose my home and everything I own to get Medicaid assistance.” The Truth: A person is permitted to own “exempt property” and be eligible for Medicaid. In addition the “community spouse” is entitled to keep a share of the assets….
My goal is to dispel the Medicaid Myths: 1. Myth: “Medicare will cover my nursing home bill." The Truth: Medicare only covers a small amount of the nursing home care provided in this country. Many older people are surprised to learn this. Medicare provides 20 days of full coverage if you spent at least three days in the hospital and need skilled care (not intermediate level care). Then, if you still need skilled care, you can get up to 80 days of partial coverage from Medicare, the co-pay will usually be picked up by your supplemental insurance. After that, you…
In most situations, with proper planning, those who wish to stay at home, will be able to do so. However, if it is no longer a viable option for you to stay at home, you do not have to be forced into a nursing home. It is a comfort and relief to our clients to know that Senior Life Care Planning, LLC has the resources of supportive, knowledgeable and objective advisors to help you through every step in the aging process. Senior Life Care Planning, LLC will provide you with the confidence that you and your families long term care…
As we age, our needs and demands change. Senior Life Care Planning’s goal is to educate and assist you in achieving quality of life and peace of mind. Before the care journey becomes overwhelming, it's important to have trusted professionals guiding you on your path. Our philosophy is to provide a dedicated service and attention to our clients to make the aging process empowering and rewarding. We are often asked: How can I protect my assets to take care of my spouse, or to leave them to my children? Do I have to spend all of my money on the nursing…
Receive a FREE copy of Senior Life Care Planning’s Alzheimer’s Caregiving Strategies. These strategies include, how to cope with caregiving, financial and legal concerns.
As your parent’s age, they may reach a stage when they may no longer care for themselves. Therefore, you, with some difficulty, will have to make decisions about their future living situation. Whether, to bring in home care, assisted living facility or a nursing home. Many seniors are frightened and afraid with the thought of leaving their home. Consequently, your parents may become depressed and withdrawn, which leads to a deteriorating health condition. When making your decision, your parents may not need to go straight to a nursing home. However, this is your parent’s biggest fear. Nursing homes are great…
Have they signed up for the VA Aid and Attendance pension? Most veterans, over 65, do not know they may be entitled to Veteran’s Benefits, or have enquired, but because of they have been told they may not be eligible or the complex forms to complete, they give up. However, we have found that veterans can qualify, and we can complete the paperwork for them. With Veterans Benefits you can help offset some of the costs of home care and/or assisted living care. Additionally, Veterans are also eligible to receive free medications from a VA mail-order pharmacy after they receive…
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