You may need Senior Life Care Planning for: Asset Protection Mediciad Planning Veterans Benefits Care Advocacy Limited or no family support. What services are available? Safely issues. Caregiver “burned out” or overwhelmed about care. Limited time and/or expertise. Family Arguments. Financial and/or legal issues. Dealing and/or Coping with dementia.
Caregiving can make you sick In an article by SmartMoney.com states that caregivers of all ages have a heightened risk for chronic health problems. Among working women 50 and older, 20% of caregivers report just fair or poor health — more than double the number of non-caregivers, the MetLife/NAC study found. And nearly 26% of adult men under the age of 39 say the same, more than three times the rate of non-caregivers in that group. Among the most common chronic health conditions reported at higher rates: diabetes, hypertension and high cholesterol. Those — and other related illnesses — can…
The demand for informal caregivers–family members, friends or neighbors–is expected to increase by more than 20% in the next 15 years–and by 85% in the next 40 years–as baby boomers age, from the Dept. Health and Human Services, states SmartMoney.com. Nearly 62 million Americans already care for another adult at least part-time, an expensive and time-consuming undertaking. Caregivers who hire paid help spend an average of 24 hours each week on actual care, according to a 2007 study by the National Alliance for Caregiving and Evercare. And the 56% of caretakers who live in spend more than $4,500 per year…
In a study in the journal Health Affairs, that expansion of home-based care can save states money over the long run. The paper looked at Medicaid data from 1995 to 2005. States incurred extra cost when they spent to create new social service programs to care for people at home, but that expense, over time, paid for itself because it was cheaper to care for people at home. Policymakers often cite the "woodwork effect" as a reason to worry about expanding home-based care. This is the argument that if states provided people what they want — home-based care — then…
In 1999, the U.S. Supreme Court ruling in Olmstead v. L.C. said that the unnecessary institutionalization of people with disabilities is a form of discrimination. State Medicaid programs are required to provide alternatives so that the elderly and disabled can choose to get their care at home, instead of in state institutions or nursing homes. But the Supreme Court said there were limits. A doctor, representing the state, has to determine that the person is capable of living at home. The person has to want to get that care at home. And a state when considering its responsibility to move…
So, when is the right time to start planning? You should pick up the phone right now and call Senior Life Care Planning at 301 663 9230 or email our office.
Whether you are caring for your loved one in the home, scrambling to make arrangements for nursing home care or trying to make sure nothing goes wrong in the nursing home, you know how difficult, time-consuming and isolating caregiving can be. Imagine what life would be like if you had a team of advisors helping you get the right care, preserve family resources and make difficult decisions. That’s what life is like when you have a Life Care Plan. A Life Care Plan helps you respond to every challenge created by the long-term illness or disability of your elderly loved…
Every year, one in three Americans aged 65+ falls — and that risk rises with age. Falls can lead to injury, hospitalization, loss of independence, and even death. Falls are costly — to quality of life and to our health care system. Each year, we spend $19 billion on medical care related to falls. And that's not counting family caregiving, home care, loss of productivity, and remodeling to make a senior's home safer. This Fall Prevention Course was funded by the U.S. Department of Labor Education and Training Administration. Download: Introduction Cover, Table of Contents, Introduction (pdf 180 KB) Session…
At Senior Life Care Planning our goal is to help your aging parents or loved ones stay safe and independent in their own home. As we age, we will need some kind of assistance to stay at home. However, the problem is, most of us do not have long term care insurance or the resources to pay for it. Millions of older adults have to impoverish themselves to get help with daily tasks like eating, dressing, or bathing. Or, they end up being forced out of their homes and into a nursing home too soon. Others rely on family caregivers…
The National Council on Aging (NCOA) is an organization whose goal is to improve the lives of seniors through education, intervention, and resources. The NCOA is also an excellent resource for statistics regarding the health of older Americans. NCOA’s website . Disease A chronic disease is one that is long lasting or reoccurs in the same patient; examples include heart disease, stroke, diabetes, and cancer. Approximately 80% of seniors have at least one chronic disease, and 50% are dealing with at least two. The National Governors Association states that 75% of the national money spent on health care is used…
Frederick, MD 
301-663-9230