Typical age-related memory loss and other changes compared to Alzheimer's Signs of Alzheimer's Typical age-related changes Poor judgment and decision making Making a bad decision once in a while Inability to manage a budget Missing a monthly payment Losing track of the date or the season Forgetting which day it is and remembering later Difficulty having a conversation Sometimes forgetting which word to use Misplacing things and being unable to retrace steps to find them Losing things from time to tim If you notice any of these signs or any of the signs in the 10 Warning Signs of…
As reported in Financial Advisor, a growing number of residents are aware of the need to conduct long-term care planning, but a majority admit that they still fail to plan as properly as they should. Specifically, the study found that eight out of ten Americans believe that it is vital to prepare ahead of time for the assistance they might need as they age. Yet, nearly half those respondents claimed that in their own case they remain unsure how they will provide for their long-term care when they reach their golden years. Long-term care costs are high and rising. Most…
LTCI protects your assets and income from the costs of care, as pays for a caregiver in your home or helps pay for the assisted living facility. The MAPT protects assets, like your home and your life savings, but it does not protect your income (pensions, social security, interest, dividends, etc.). The MAPT has no positive effect in terms of providing care. However, in the event LTCI is unavailable to you for medical or financial reasons, the MAPT is a wonderful tool. With the MAPT in place five years before you go into a nursing home your assets are protected….
The assisted living care model is between your home and the nursing homes and has come into prominence in the past 20 years, and will continue to grow as the Baby Boomers head into the retirement years. However, even for families who have had those conversations, making the transition from home to an assisted living can be challenging. Assisted living provides an opportunity for older Americans to enjoy the comforts of a home-like setting, plenty of activities and socialization, along with the help they might need — from bathing and dressing to housecleaning and medication reminders. Yet, many are so…
Caregiving for aging family members is challenging. However, in today’s mobile society where family members may live many miles apart, it is especially stressful. Therefore, for the long distance caregiver there is a sense of concern that can generate tremendous guilt. The National Institute of Health (NIH) estimates that there are approximately seven million Americans are long-distance caregivers i.e. caregiving for someone who lives an hour’s drive or more away. From providing respite care, to remote financial or medical management support; arranging and supervising in-home care; or being available in case of emergency. Additionally, long-distance caregivers step in as advocates…
Senior home care services can allow seniors to stay comfortably in their own homes. But, selecting home care agencies for your loved ones is one of the most important decisions you will make; because we desire our loved ones to be safe, comfortable and well cared for. Accordingly, here are some questions to ask prior to hiring the service: 1. When choosing senior home care it's important to consider the needs of the senior. Do they have specific medical requirements? Therefore, they may require a care specialist or have a caregiver with specific training. What about compatibility? As the right…
A disaster may vary by size and intensity, tornado, hurricane, or earthquake. However, the direct effect to a senior (due to evacuations, loss of care and home) is detrimental on their quality of life. Evacuations effect and disrupt their daily activities. Assisted living, long-term care facilities and caregivers have clients who may be immobile, require medical equipment, medications and nursing care. There is jtress does not magnify the issues already being dealt with by both patient and caregiver. The Joint Commission on Accreditation of Healthcare Organizations identified evacuations and multiple transfers as a major problem for seniors i.e. wildfires in…
They need to plan how to protect their savings and other assets as the cost of their care increases. They need legal strategies to make sure their estate does not get taxed more than it needs to. And they need to appoint a responsible spokesperson to act on their behalf if they become no longer able to do so themselves. While these decisions can certainly be made with the help of friends, books and Internet forms, it’s also a good idea to consider talking with an eldercare attorney. An eldercare attorney listens to you and your wishes, and helps you…
Making effective decisions about the care of a loved one often takes more time than expected and requires an understanding of the long-term-care system. But a proactive approach can yield better options when the time comes and can head off a family emergency: Talk early and often. Understand your parents’ preferences as they age. Don’t make assumptions about what type of care they may or may not accept. Instead, respect their autonomy. Rather than starting off with an admonition (for example, “You have to …”), lead with an empathic statement such as, “I am worried about you because … if…
While mediators have been used for years to help divorcing couples sort out legal and financial disagreements and avoid court battles, elder care mediation is a relatively new and specialized field designed to help families resolve disputes that are related to aging parents or other elderly relatives. Family disagreements over an ill or elderly parent's caregiving needs, living arrangements, financial decisions and medical care are some of the many issues that an elder care mediator can help with. But don't confuse this with family or group therapy. Mediation is only about decision-making, not feelings and emotions. The job of an…
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